Compare Personal Loans in South Africa
Find the best personal loan rates from 12 trusted South African lenders. Loans from R1,000 to R400,000 with rates starting at 12.9% APR.
Showing 11 lenders
Capitec Bank
4.8
Interest Rate12.9% - 28%
Loan AmountR 1 000 - R 250 000
Loan TermUp to 84 months
Key Features:
- Fixed monthly installments
- Credit life insurance included
- Online application
Discovery Bank
4.7
Interest RatePrime linked
Loan AmountR 5 000 - R 250 000
Loan Term6 - 72 months
Key Features:
- Up to 5% Vitality discount
- Variable interest rate
- In-app application
FNB
4.6
Interest RateFrom 15%
Loan AmountR 1 000 - R 300 000
Loan Term12 - 60 months
Key Features:
- FNB app integration
- eBucks rewards
- Multiple loan types
African Bank
4.5
Interest RateFrom 15%
Loan AmountR 2 000 - R 350 000
Loan Term6 - 72 months
Key Features:
- Fixed monthly installments
- Flexible repayment plans
- Debt consolidation options
ABSA Bank
4.5
Interest Rate13.75% - 28%
Loan AmountR 1 500 - R 350 000
Loan Term12 - 84 months
Key Features:
- Personalized interest rates
- Credit life insurance
- Various loan products
Standard Bank
4.5
Interest RateFrom 15.75%
Loan AmountR 2 000 - R 300 000
Loan Term6 - 72 months
Key Features:
- Revolving and term loans
- Competitive rates
- Digital banking
TymeBank
4.4
Interest RateFrom 21%
Loan AmountR 1 000 - R 200 000
Loan Term3 - 36 months
Key Features:
- Fully digital application
- Immediate fund disbursement
- No branch visits required
Old Mutual
4.4
Interest RateUp to 28%
Loan AmountR 2 000 - R 250 000
Loan Term3 - 72 months
Key Features:
- Fixed installments
- Credit life insurance
- Debt consolidation
DirectAxis
4.3
Interest RateUp to 27.75%
Loan AmountR 5 000 - R 350 000
Loan Term24 - 72 months
Key Features:
- Fixed interest rates
- Personal protection plan
- Funds within 48 hours
Bayport
4.2
Interest RateFrom 3% p/m
Loan AmountR 1 000 - R 150 000
Loan Term3 - 60 months
Key Features:
- Payroll loans available
- Budget boosters
- Flexible products
Finchoice
4.1
Interest RateUp to 28%
Loan AmountR 500 - R 50 000
Loan Term1 - 36 months
Key Features:
- Small loans available
- Quick online process
- SMS updates
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Why Compare With Us?
- • Compare 12+ NCR registered lenders
- • Rates from 12.9% APR
- • No impact on your credit score
- • 100% free service
- • Same-day approval possible